Collectors Insurance FAQ
What Are My Coverage Benefits?
You can predetermine the value of your vehicle. You can do it by what you think it is worth, investments, or a recent appraisal. Once our underwriting team has agreed to this amount, submitted it to your carrier it becomes the coverage limit of the policy term. In the event of a total loss your utilizes this Agreed Value for your claim settlement, with “no deductible”! Is Collector’s Insurance Right For You?
Most of our insurance carriers can insure almost any collector vehicles you own regardless of the year or model. Collectors vehicles must be used for show, hobby, and pleasure purposes only! They should be owned “in addition” to vehicles used for daily transportation for all operators in your household, and can be in excellent original or restored condition. No Mileage Limitations?
Most of our carriers authorize unlimited hobby use of your collector vehicles in collector activities such as exhibits, and parades. While participating in these events, owners are free to enjoy their collector vehicle without monitoring the odometer. Are Higher Liability Limits Available?
Yes, the collector vehicle policy reaches beyond standard liability limits to offer additional coverage, up to $1,000,000. This is added security for those who choose to buy higher limits.
- Agreed Value policies
- No model year limitations
- Policies underwritten by Admitted Carriers Only!
- Unlimited mileage for hobby use of your collector vehicle
- 24 hour claim service
- Automatic coverage for 30 days on newly acquired collector cars
- No Deductible Comprehensive and Collision
- Towing, spare parts, trip interruption coverage available
You can predetermine the value of your vehicle. You can do it by what you think it is worth, investments, or a recent appraisal. Once our underwriting team has agreed to this amount, submitted it to your carrier it becomes the coverage limit of the policy term. In the event of a total loss your utilizes this Agreed Value for your claim settlement, with “no deductible”! Is Collector’s Insurance Right For You?
Most of our insurance carriers can insure almost any collector vehicles you own regardless of the year or model. Collectors vehicles must be used for show, hobby, and pleasure purposes only! They should be owned “in addition” to vehicles used for daily transportation for all operators in your household, and can be in excellent original or restored condition. No Mileage Limitations?
Most of our carriers authorize unlimited hobby use of your collector vehicles in collector activities such as exhibits, and parades. While participating in these events, owners are free to enjoy their collector vehicle without monitoring the odometer. Are Higher Liability Limits Available?
Yes, the collector vehicle policy reaches beyond standard liability limits to offer additional coverage, up to $1,000,000. This is added security for those who choose to buy higher limits.